Tirza Veronika, Syamsiar Zahrani and Rinol Sumantri (2026) β€œTHE EFFECT OF THIRD-PARTY FUNDS AND NON-PERFORMING FINANCING ON THE RETURN ON ASSETS OF SHARIA BANKS LISTED ON THE INDONESIA STOCK EXCHANGE (2020–2024 PERIOD)”, El-Mubarak: Islamic Studies Journal, 3(1), pp. 127–134. doi: 10.70656/emisja.v3i1.848.